Personal Information Married to the same man for over 30 years, Bob, who is very supportive and handles installation of "For Sale" and "Open House" signs to help me in my business. I have two grown daughters and four grandchildren. I am an avid gardener, with a large pesticide free garden that is shared with family and friends. Canning, freezing and drying the harvest is a large undertaking that I share with my husband. I developed a passion for eating healthy and natural health after being diagnosed with Celiac Disease in 2005. I enjoy the outdoors and loves spending time with my children and grandchildren. I am an active member of the St. Paul's Catholic Church and volunteer in many areas of the Church, including usher and lectors. I am a lifelong resident of the St. Cloud Area and currently reside here. Business History After a career in banking, I started selling Real Estate full time in 1987 with Realty World-Paragon. After 3 years I took over management and training of the company. In 1994 I joined Castle Realty as a Co-Owner/Broker. I became involved with bank owned properties in 1995, before the big market adjustment and have been very fortunate to be busy the last decade when the market was slowing down. I became the first REO Specialist (Real Estate Owner by banks) in the St. Cloud market in 1995. I am an active member of the Castle Realty's Board of Directors and past Chief Financial Officer. My memberships include St. Cloud Area of Realtors, Minnesota Association of Realtors, National Association of Realtors, and National REO Brokers Association. I value this area and am truly vested and knowledgeable about this community. I look forward to working with you!!! Terri became a licensed sales agent in 1987 and joined Castle Realty in 1994.